• An informative annual Year Book with interesting articles and useful reference material
• Access to a secure on-line membership list in order to keep in touch with colleagues
• RAC Membership Scheme – A special rate for ARNO members
• Discounted car hire from National Car Rental and Guy Salmon Prestige Car Hire.
• Two years FREE membership for Young Officers (YOs)
• Certificate of identity which can enable you to take advantage of service facilities as a retired officer both within UK and overseas
• Temporary membership of the Naval Club in Mayfair, London
• Home Exchange Bank – A comprehensive list of members who would like to exchange their homes for holidays etc
• Mail redirection facility
• Uniform list to buy or sell uniform or swords
• Annual group holiday at favourable rates
• Subsidised regional social functions
• Trade discounts
• Listings of advice agencies, research organisations, Service Associations

MBNA CREDIT CARD

Have you heard about the Association of Royal Navy Officers Credit Card? As our only official credit card, it has been carefully designed to both promote the Association of Naval Officers and provide great value with attractive rates and benefits: 

• 0% p.a. on balance transfers for twelve months from the date the account is opened (3% handling fee)

 And

•  0% p.a. on card purchases for three months from the date the account is opened
• Typical rate 15.9% APR (variable)
• No annual fee
• Up to 56 days interest free on card purchases^‡
• FREE 24 hour Customer Satisfaction Helpline
• FREE fraud protection – even on the Internet^†
• The convenience of online account management
• Up to three additional cardholders at no extra cost
• Use of over 630,000 cash machines in most countries throughout the world ^◊

 It all adds up to a great deal for you. Apply for the Association of Naval Officers Credit Card today by calling 0800 028 2440.

‡ As long as you pay your statement balance in full and on time every month.

† As long as you tell us as soon as your card cannot be found or you notice any unusual transactions on your account.

◊ For up to date information or advice on using your credit card worldwide or to withdraw cash, please contact our Customer Satisfaction Helpline 24 hours a day on Freephone 0800 062 062.

 The Association of  Royal Navy Officers Credit Card is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. You cannot transfer balances from another MBNA account. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.